Central Bank of India has entered into a strategic co-lending partnership with IIFL Finance Limited to expand its loan portfolio. The collaboration will leverage IIFL Finance's extensive network of 4,761 branches and its reported AUM of Rs. 49,027.00 crores as of December 2025. Under this arrangement, IIFL will originate and service loans, while both entities will jointly process proposals based on credit parameters. This move is aimed at increasing outreach to underserved segments and offering competitive interest rates to borrowers.

Central Bank of India has entered into a strategic co-lending partnership with IIFL Finance Limited to expand its retail loan reach. IIFL Finance, a leading NBFC with an AUM of Rs. 49,027.00 crores and 4,761 branches, will originate and service the loans. The partnership aims to offer competitive blended interest rates to borrowers, particularly in underserved segments. This collaboration follows the revised RBI Co-Lending Arrangement guidelines issued in November 2025.

Central Bank of India has renewed its co-lending partnership with Capri Global Capital Ltd to offer secured Loan Against Property (LAP) and Gold Loans. Capri Global brings a substantial network of 1,331 branches across 19 states and an AUM of ₹23,916 crore as of December 2025. The partnership aims to leverage Capri's origination and servicing capabilities to expand the bank's credit portfolio at competitive rates. This arrangement complies with the revised RBI Co-Lending Arrangement guidelines issued in November 2025.

Central Bank of India has entered into a strategic distribution agreement with ICICI Prudential AMC Limited to offer mutual fund products to its customers. ICICI Prudential AMC is a leading asset management company with a total AUM of Rs. 11.15 Lakhs Crores as of December 2025. This partnership is expected to enhance the bank's fee-based income by leveraging its branch network to sell third-party investment products. The collaboration aims to provide value-added services to the bank's customer base while tapping into ICICI Prudential's reach of over 1.5 Crore investors.

Central Bank of India has entered into a strategic distribution agreement with ICICI Prudential AMC to offer mutual fund products to its customers. This partnership allows the bank to leverage ICICI Prudential's massive AUM of Rs. 11.15 Lakh Crores (as of December 2025) and its reach of over 1.5 Crore investors. The move is specifically designed to enhance the bank's non-interest income through commissions and provide diversified investment options to its client base. This collaboration is expected to improve the bank's fee-based revenue profile over the long term.

Central Bank of India has entered into a distribution agreement with HSBC Asset Management (India) Private Limited to offer mutual fund products to its customers. This partnership aims to enhance the bank's non-interest income by leveraging its branch network to sell third-party financial products. HSBC AMC is a major player in the industry, reporting a daily average Assets Under Management (AUM) of ₹1,38,654 crore as of December 2025. The move is expected to provide customers with more investment options while diversifying the bank's revenue streams.

Central Bank of India reported a record net profit of ₹1,263 crore for Q3 FY26, up 31.7% YoY, with ROA reaching 1.01%. Asset quality showed marked improvement as Gross NPA fell to 2.70% and Net NPA to 0.45%, backed by a high PCR of 96.69%. While credit growth was robust at 19.48% YoY, the bank slightly missed targets for NIM (2.96%) and cost-to-income ratio (57.84%). Management remains confident in future performance, having proactively provided ₹375 crore for ECL transitions and ₹150 crore for employee costs.

Central Bank of India reported a strong performance for the quarter ended December 2025, with net profit rising 31.7% YoY to ₹1,263 crore. The bank's asset quality improved significantly, with Net NPA falling to 0.45% and a high Provision Coverage Ratio of 96.69%. Total business grew by 15.77% YoY to ₹7.74 lakh crore, supported by a robust CASA ratio of 47.13%. Return on Assets (ROA) crossed the 1% mark, reflecting sustained operational efficiency and 19 consecutive quarters of profitability.

Central Bank of India has announced its third interim dividend for the financial year 2025-26. The Board of Directors approved a dividend of Rs 0.20 per equity share, which is 2% of the face value of Rs 10. The bank has designated Friday, January 23, 2026, as the record date to identify eligible shareholders. This consistent payout strategy indicates the bank's focus on maintaining shareholder returns throughout the fiscal year.

Central Bank of India reported a strong 31.70% YoY growth in net profit to ₹1,263 crore for Q3 FY26. Asset quality showed significant improvement with Gross NPA falling 116 bps to 2.70% and Net NPA at 0.45%. Total business expanded by 15.77% YoY to ₹7.74 lakh crore, supported by a 19.48% rise in gross advances. Despite a marginal 1.07% dip in Net Interest Income, the bank achieved a milestone Return on Assets (ROA) of 1.01%.

Central Bank of India reported a robust 31.70% YoY growth in net profit to ₹1,263 crore for Q3 FY26, driven by strong credit growth and improved asset quality. Total business reached ₹7.74 lakh crore, a 15.77% increase, with gross advances surging by 19.48% YoY. Asset quality showed significant improvement as the Gross NPA ratio fell by 116 bps to 2.70%, while Net NPA stood at 0.45%. However, Net Interest Margin (NIM) faced pressure, contracting by 49 bps YoY to 2.96%.

Central Bank of India has approved its financial results for the quarter and nine months ending December 31, 2025. The board declared a third interim dividend of ₹0.20 per share, representing 2% of the face value, for the current financial year. A change in the depreciation method from Written Down Value to Straight Line Method resulted in a ₹93.92 lakh increase in net profit for the nine-month period. The auditors have provided an unmodified opinion on the standalone and consolidated financial statements.

Central Bank of India reported a strong 15.80% YoY growth in total business, reaching ₹7,74,309 crore as of December 31, 2025. Gross advances grew significantly by 19.57% YoY to ₹3,23,773 crore, significantly outpacing the deposit growth of 13.23%. While the Credit-Deposit (CD) ratio improved to 72.06%, the CASA ratio saw a decline of 206 basis points YoY to 47.12%. These provisional figures indicate robust credit demand but highlight ongoing pressure on low-cost deposit mobilization across the banking sector.