Dhoot Indl.Fin - Dhoot Indl.Fin

📊 BSE: 526971 🏢 Trading & Distributors 📅 Last Updated: 11/13/2025 15:25

💰 Financial Performance

Revenue Growth by Segment

Total income decreased by 73.07% YoY, falling from INR 21,884.93 Lakhs to INR 5,892.52 Lakhs. The company operates primarily in Trading (chemicals, electronics, paper, commodities, shares) and Power Generation.

Profitability Margins

Net Profit Margin decreased to 167.68% from 454.48% due to a sharp decline in net profit. Return on Net Worth dropped significantly from 35.92% to 4.13% following the reduction in earnings.

EBITDA Margin

Core profitability was impacted as the Interest Coverage Ratio fell from 29.37% to 4.91%, reflecting a substantial decrease in profit during the year.

⚙️ Operational Drivers

Raw Materials

Chemicals, electronics, paper, and commodities (trading inventory).

Raw Material Costs

Not disclosed as a percentage of revenue; however, the company reported an Inventory Turnover of 0 for the fiscal year.

📈 Strategic Growth

Growth Strategy

The company is eyeing new products to expand its trading portfolio. A major strategic shift involves transitioning to a Type I-NBFC-ND; the company plans to re-apply to the RBI by July 31, 2025, after settling existing credit facilities with other NBFCs.

Products & Services

Trading of chemicals, electronics, paper, commodities, and shares; Power generation; Loans and Inter-Corporate Deposits.

New Products/Services

The company is eyeing new products for its trading portfolio to increase revenue, though specific names were not provided.

🌍 External Factors

Industry Trends

The company is transitioning from a general trading firm toward a regulated financial entity (NBFC). This evolution is driven by the significant portion of income derived from loans, ICDs, and dividends.

Competitive Landscape

The company faces general market competition in its trading segments.

Competitive Moat

The company cites its 'intellectual capital' as its most significant asset. However, the lack of proprietary products and high reliance on general trading suggests a narrow moat, evidenced by the 87% drop in net profit when market conditions shifted.

Macro Economic Sensitivity

The company expects to gain as domestic economy market conditions improve, suggesting high sensitivity to Indian GDP and industrial demand.

⚖️ Regulatory & Governance

Industry Regulations

The company must comply with RBI regulations for NBFC registration. It has been advised to settle existing credit facilities from other NBFCs before re-applying for Type I-NBFC-ND status by July 31, 2025.

Legal Contingencies

Pending litigations are disclosed in Note 16 of the financial statements; however, the specific aggregate value in INR is not provided in the snippets.