Optimus Finance - Optimus Finance

📊 BSE: 531254 🏢 Non Banking Financial Company (NBFC) 📅 Last Updated: 11/13/2025 15:25

💰 Financial Performance

Revenue Growth by Segment

Consolidated revenue from operations grew 42.06% YoY to INR 14,916.35 Lakhs, primarily driven by the Maximus Group (lubricants/trade). Standalone NBFC revenue was INR 148.72 Lakhs.

Geographic Revenue Split

Operations are split between India (NBFC/Real Estate), UAE (Maximus Lubricants LLC in Hamriyah Free Zone), and Kenya (Quantum Lubricants E.A. Ltd in Nairobi), with exports to Uganda, Tanzania, and Rwanda.

Profitability Margins

Consolidated Net Profit Margin was 6.43% (INR 960.09 Lakhs PAT on INR 14,916.35 Lakhs revenue). Standalone PAT was INR 53.22 Lakhs.

EBITDA Margin

Consolidated Profit Before Tax (PBT) margin was 7.39% (INR 1,103.04 Lakhs). Core profitability is supported by a 12x value creation in the MIL subsidiary investment.

Capital Expenditure

Not disclosed in available documents, though the group maintains a consolidated manufacturing capacity of 50,000 KL per annum.

Credit Rating & Borrowing

Not disclosed in available documents, but the group maintains a low Debt-Equity Ratio of 0.20 as of March 31, 2025.

⚙️ Operational Drivers

Raw Materials

Base oils and additives for lubricant manufacturing represent the primary input costs for the Maximus Group division.

Import Sources

Sourced primarily from the Middle East (UAE operations) and East Africa (Kenya operations).

Capacity Expansion

Current consolidated manufacturing capacity is 50,000 KL per annum across UAE and Kenya facilities.

Raw Material Costs

Not disclosed as a specific percentage, but the group focuses on minimizing expenses through detailed studies and expert interaction.

Manufacturing Efficiency

Not disclosed, but the group emphasizes quality and service to drive client retention and long-term positioning.

Logistics & Distribution

Distribution is managed through regional hubs in Sharjah (UAE) and Nairobi (Kenya) to serve neighboring African markets.

📈 Strategic Growth

Expected Growth Rate

Not disclosed in available documents

Growth Strategy

Growth is targeted through diversification into real estate and infrastructure via Maximus Infra Ventures Limited (incorporated July 2024), scaling lubricant manufacturing capacity (50,000 KL), and leveraging the 12x value growth of the MIL investment (INR 6.51 Cr cost to INR 79 Cr value).

Products & Services

Automotive engine and gear lubricants, metal working fluids, refrigeration compressor oils, hydraulics, and financial services (NBFC).

Brand Portfolio

Maximus

New Products/Services

Infrastructure and real estate development projects under the newly formed Maximus Infra Ventures Limited (MIVL).

Market Expansion

Targeting expansion in the Middle East and East Africa, specifically Uganda, Tanzania, and Rwanda.

Strategic Alliances

Strategic investments in subsidiaries under the Maximus Group umbrella to create a diversified and resilient portfolio.

🌍 External Factors

Industry Trends

NBFCs are transforming into pivotal parts of the financial system; lubricant demand is evolving with customized formulations for industrial applications.

Competitive Landscape

Competes in the customized financial products space for small businesses and the international specialty lubricants market.

Competitive Moat

Moat is built on a diversified portfolio (Finance, Trade, Real Estate) and cost-effective strategic investments (MIL value grew 12x), providing a significant capital cushion.