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TEAMGTY - Team India Guar.

📊 NSE: TEAMGTY 🏢 Non Banking Financial Company (NBFC) 📅 Last Updated: 11/13/2025 15:25

📢 Recent Corporate Announcements

Team India Guaranty Defers Allotment of 22.48 Lakh Shares and 4A Financial Tech Acquisition

🔴 NEGATIVE ⭐ 8/10

FUNDRAISE 📅 05 Mar 2026, 12:24 AM

Team India Guaranty Limited has deferred its proposed preferential allotment of 22,48,270 equity shares at an issue price of Rs. 285 per share. The decision follows the receipt of only 62.14% of the required consideration from the proposed non-promoter allottees. As a result, the planned acquisition of 4A Financial Technologies Private Limited has also been deferred. There is currently no change in the company's paid-up equity share capital, and the board may revisit the proposal in the future.

Proposed allotment of 22,48,270 equity shares at Rs. 285 each (including Rs. 275 premium) is deferred.
Only 62.14% of the requisite consideration was received from the proposed non-promoter allottees.
The acquisition of 4A Financial Technologies Private Limited is put on hold due to the failed allotment.
No change in the company's paid-up equity share capital as the proposal is currently stalled.

💡 Investors should exercise caution as the failure to complete the fundraise and acquisition indicates a setback in the company's growth strategy. Monitor for any future updates regarding revised terms or new capital-raising plans.

Team India Guaranty Defers 22.48 Lakh Share Allotment and 4A Financial Acquisition

🔴 NEGATIVE ⭐ 8/10

M&A 📅 04 Mar 2026, 11:21 PM

Team India Guaranty Limited has deferred its plan to issue 22,48,270 equity shares at a price of Rs. 285 per share on a preferential basis. This decision follows the receipt of only 62.14% of the required consideration from the proposed allottees, who are shareholders of 4A Financial Technologies Private Limited. Consequently, the proposed acquisition of 4A Financial Technologies has also been put on hold. The company's paid-up equity share capital remains unchanged as the transaction did not conclude at this stage.

Proposed allotment of 22,48,270 equity shares at Rs. 285 each (including Rs. 275 premium) is deferred.
Company received only 62.14% of the requisite consideration from the proposed allottee.
Strategic acquisition of 4A Financial Technologies Private Limited is officially deferred.
No change in the company's paid-up equity share capital following the board meeting.

💡 Investors should exercise caution as the deferral of a strategic acquisition due to incomplete consideration suggests potential deal-structuring hurdles. Monitor for further clarity on whether the deal will be restructured or abandoned entirely.

Team India Guaranty Gets Approval for Rs 64.07 Cr Preferential Issue at Rs 285 Per Share

🟢 POSITIVE ⭐ 8/10

FUNDRAISE 📅 17 Feb 2026, 06:15 PM

Team India Guaranty Limited has received in-principle approval from both NSE and BSE for a significant preferential issue of 22,48,270 equity shares. The shares will be issued to non-promoter public investors at a price of Rs 285 per share, which includes a premium of Rs 275. This move is expected to raise approximately Rs 64.07 crores in fresh capital. The approval marks a critical step in the company's capital-raising process initiated in August 2025.

Issuance of 22,48,270 equity shares approved on a preferential basis
Issue price fixed at Rs 285 per share, representing a premium of Rs 275 over face value
Total capital infusion estimated at approximately Rs 64.07 crores
Shares to be allotted to the Non-Promoter, Public Category
In-principle approvals received from both NSE and BSE on February 17, 2026

💡 Investors should view this as a positive signal of external confidence given the high issue premium; however, they should monitor the eventual dilution and how the management intends to deploy the new capital.

Team India Guaranty to Open New Branch Office in Pune Effective April 2026

🟢 POSITIVE ⭐ 4/10

EXPANSION 📅 13 Feb 2026, 07:06 PM

Team India Guaranty Limited has announced the opening of a new branch office in Pune, Maharashtra, following Board approval on February 13, 2026. The new facility will be located at Indiqube Park Plaza in Shivajinagar. In addition to operational activities, the company will maintain its books of account and relevant records at this branch starting April 1, 2026. This move signifies a strategic expansion of the company's physical and administrative footprint in the region.

Board approved the opening of a new branch office in Shivajinagar, Pune on February 13, 2026.
The branch will be located at Indiqube Park Plaza, Ganesh Khind Road, Pune.
Books of account and relevant papers will be maintained at the new branch effective from April 1, 2026.
The move complies with Regulation 30 of SEBI LODR and Section 128 of the Companies Act, 2013.

💡 Investors should view this as a routine operational expansion and monitor if the new branch contributes to business growth in the Maharashtra region.

Team India Guaranty Reports Q3 FY26 Unaudited Standalone Financial Results

🟡 NEUTRAL ⭐ 7/10

EARNINGS 📅 13 Feb 2026, 05:38 PM

Team India Guaranty Limited (formerly Times Guaranty Limited) has released its standalone financial results for the quarter ended December 31, 2025. The board meeting, held on February 13, 2026, concluded with the approval of these results and the accompanying Limited Review Report. While the specific financial figures like revenue and profit were not detailed in the cover letter, the filing confirms regulatory compliance under SEBI Listing Regulations. Investors should review the full financial statements to assess the company's performance during the third quarter.

Board approved unaudited standalone financial results for the quarter ended December 31, 2025.
The board meeting was conducted on February 13, 2026, between 03:56 p.m. and 04:27 p.m.
The submission includes the mandatory Limited Review Report as per SEBI Regulation 33.
The company is operating under its rebranded identity, Team India Guaranty Limited.

💡 Investors should examine the detailed standalone financial statements to check for growth in revenue and margins. Monitor the company's performance consistency following its recent name change.

Team India Guaranty Submits Regulation 74(5) Compliance Certificate for Q3 FY2026

🟡 NEUTRAL ⭐ 2/10

ROUTINE 📅 08 Jan 2026, 02:49 PM

Team India Guaranty Limited has filed its quarterly compliance certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018. The certificate, issued by MUFG Intime India Private Limited, confirms that all share dematerialization requests for the quarter ended December 31, 2025, were processed within the prescribed timelines. The filing ensures that the company's register of members is accurately updated and physical certificates are properly cancelled. This is a standard administrative procedure required for all listed entities in India.

Compliance certificate issued for the quarter ended December 31, 2025.
Registrar MUFG Intime India Private Limited confirmed processing of dematerialization requests.
Physical security certificates were mutilated and cancelled after due verification.
Name of depositories substituted in the register of members within legal timelines.

💡 This is a routine regulatory filing with no impact on company fundamentals. No action is required from investors based on this announcement.

Team India Guaranty to Close Trading Window from Jan 1, 2026 for Q3 Results

🟡 NEUTRAL ⭐ 3/10

ROUTINE 📅 24 Dec 2025, 07:32 PM

Team India Guaranty Limited has announced the closure of its trading window effective January 1, 2026, in compliance with SEBI insider trading regulations. This closure is ahead of the board's consideration and approval of the unaudited financial results for the third quarter ending December 31, 2025. The window will remain closed until 48 hours after the conclusion of the board meeting where the results are approved. The specific date for the board meeting will be communicated by the company at a later time.

Trading window closure begins on January 1, 2026
Closure is for the purpose of approving unaudited financial results for the quarter ended December 31, 2025
Window will remain closed until 48 hours post-board meeting conclusion
Applies to all insiders, designated persons, and their immediate relatives

💡 No immediate action is required as this is a standard regulatory compliance procedure. Investors should monitor for the future announcement of the board meeting date to assess the company's Q3 performance.

View All TEAMGTY Announcements on Live Market Tracking →

💰 Financial Performance

Revenue Growth by Segment

During FY 2024-25, 100% of revenue was derived from investment activities as lending operations had not yet commenced. Lending operations began in June 2025, which will shift the revenue mix in FY 2025-26.

Geographic Revenue Split

100% of operations and revenue are concentrated in the Indian market.

Profitability Margins

The company reported a profit for FY 2024-25, but specific gross, operating, or net margin percentages were not disclosed in the provided document snippets.

⚙️ Operational Drivers

Capacity Expansion

The company is currently classified in the Base Layer of the RBI Scale-Based Regulatory (SBR) framework with an asset size below INR 1,000 crore. It plans a phased expansion into retail and SME lending to grow its loan book.

📈 Strategic Growth

Growth Strategy

The company plans to achieve growth by pivoting from an investment-only model to a diversified financial institution. This involves a calibrated entry into retail and SME lending starting June 2025. The strategy focuses on building a high-quality loan book through strong underwriting, robust compliance, and leveraging technology to expand customer reach in underpenetrated segments.

Products & Services

In FY 2024-25, the company provided investment management services (Equity and Debt). From June 2025, it has expanded its service portfolio to include retail and SME lending products.

Brand Portfolio

Team India Guaranty Limited (formerly known as Times Guaranty Limited).

New Products/Services

Retail and SME lending operations commenced in June 2025, which are expected to be the primary drivers of future revenue growth.

Market Expansion

The company is targeting underpenetrated credit segments in India, specifically focusing on retail and SME finance.

🌍 External Factors

Industry Trends

The NBFC sector is growing through financial inclusion and digitization. The RBI's Scale-Based Regulation (SBR) framework, implemented in FY 2024-25, requires enhanced governance and risk management. TIGL is positioning itself as a dynamic and responsible player by aligning with these stricter norms while targeting underserved retail and SME credit markets.

Competitive Landscape

The company competes with other NBFCs in the Indian financial services ecosystem, particularly those focused on retail and SME finance.

Competitive Moat

TIGL's moat is its NBFC-ICC regulatory license and its strategic realignment under new leadership (Team India Managers Limited) to target underpenetrated credit segments. This transition is supported by a clean regulatory record and a shift toward technology-driven lending.

Macro Economic Sensitivity

The company is sensitive to the interest rate regime; high rates in FY 2024-25 elevated funding costs across the NBFC sector.

Consumer Behavior

There is an increasing demand for credit in underserved and semi-urban markets, which the company aims to meet through its new lending operations.

⚖️ Regulatory & Governance

Industry Regulations

The company is governed by the RBI Scale-Based Regulatory (SBR) framework and complied with the RBI Master Direction (Non-Banking Financial Company – Scale Based Regulation) Directions, 2023. It also follows the RBI (Filing of Supervisory Returns) Directions 2024.

Environmental Compliance

Corporate Social Responsibility (CSR) requirements were not applicable to the company for FY 2024-25 based on its financial thresholds.

Legal Contingencies

No pending proceedings under the Insolvency and Bankruptcy Code, 2016 were reported for FY 2024-25. There were no material orders passed by regulators or courts impacting the company's status as a going concern.

⚠️ Risk Analysis

Key Uncertainties

The primary uncertainty is the successful execution of the business model transition from investment to lending (Retail/SME) which began in June 2025. Additionally, the company faces risks from interest rate volatility which could impact its cost of funds.